DISCLAIMER Last updated January 09, 2020


The information provided by Chums Referral, Inc. (“we,” “us” or “our”) on https://chumsreferral.com (the “Site”) and our mobile application is for general informational purposes only. All information on the Site and our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site or our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE AND OUR MOBILE APPLICATION. YOUR USE OF THE SITE AND OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON THE SITEAND OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.


The Site and our mobile application may contain (or you may be sent through the Site or our mobile application) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.


The Site cannot and does not contain finance advice. The finance information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of finance advice. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THIS SITE OR OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.


We provide no warranty that the information accessible from the Website or mobile application is accurate, up-to-date or complete and in no circumstance does the information constitute legal advice. You are responsible for independently verifying the information, if you intend to rely upon or use it an way. In appropriate circumstances, this may necessitate that you obtain independent legal advice. The Website and Mobile Application includes Information provided to us by third parties and by Website and Mobile Application users and that Information may not have been vetted by us. You use all information at your own risk.


The Site and our mobile application may contain links to affiliate websites, and we receive an affiliate commission for any purchases made by you on the affiliate website using such links. Our affiliates include the following:

  • ● CJ Affiliate by Conversant
  • ● Clickbank
  • ● ShareASale
  • ● RevenueWire
  • ● iDevAffiliate
  • ● Rakuten Affiliate Network
  • ● MaxBounty
  • ● FlexOffers
  • ● eBay Partner Network
  • ● Awin (Affiliate Window)
  • ● AvantLink
  • We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn advertising fees by

linking to Amazon.com and affiliated websites. We are also a participant in Wildlink’s affiliate program.


The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. YOUR INDIVIDUAL RESULTS MAY VARY.

The testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.

The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.


Brands on Chums have varying policies regarding its referral program and sharing referral codes or referral links through social media, to people that you do not know, and a range of other company specific regulation. Compliance with these brand specific regulation is the responsibility of the user. It is the sole responsibility of the user to review referral program regulation and fully comply. 

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